Mandatory Liability Car Insurance in Arkansas
There have been car insurance laws in the state of Arkansas for a long time, but it wasn’t until the late nineties that the state really started to crack down on people driving without insurance. They did this by creating a verification program using a system that catalogs people’s vehicle identification numbers (VINs) and their status of insured or uninsured. It is a computerized system that flags a vehicle identification number if the policy to which it is matched has been reported as no longer valid by the car insurance company it was with.
There are certain requirements for a basic car insurance policy in Arkansas which all drivers are required to have. If you want to transfer the title of your car to someone, or register your vehicle, Arkansas car insurance coverage is something that you have to have. Here are the types of coverage that are required by Arkansas car insurance law:
- Injury/death for a single person–$25,000
- Injury/death for multiple people-$50,000
- Property damage–$25,000
Although this amount of coverage is what is required, it is often much less than what is actually necessary for a driver in this state. To find out the level of car insurance coverage that you truly need, speak with your insurance agent and discuss the details of your policy.
If your vehicle identification number is flagged among the office of motor vehicles records as being without a valid insurance policy, a thirty day period is given during which no action is taken. However, if after that month your policy is still canceled and you have not gotten one with another company, then your registration will be canceled, and if you want to get it back then you have to show proof of car insurance.
Cheers,
Fashun Guadarrama.
Loading ...