Cheap Young Driver Insurance
Reader’s Question:
Is it true that insurance providers offer car insurance discounts for teenager who take a Driver Education course?
Blanche
Los Angeles CA
Insurance providers do give a car insurance discount for young drivers that have taken a driver education class. These insurance providers believe that it is important for new young drivers to take a driver education class if offered by the insurance provider since it is helpful as they learn to drive automobile for the first time.
In some states it is required for the young drivers to take a driver’s education class and that is why no car insurance discount is given to some. Defensive driving class or driver education course are also used by most states in lieu of driving points after receiving an individual receives a traffic offense violation.
Good Student Discount Insurance
Reader’s Question:
What do I have to do to be able to get good student discount on my car insurance in Bakersfield, CA?
Carmen
Bakersfield, CA
Many insurance providers in Bakersfield, CA recognize and reward good students with a discount. This auto insurance discount is usually offered to single drivers under 25 years of age. This good student discount applies to Bodily Injury and Property Damage Liability, comprehensive and collision coverages and medical payments, providing that each such young driver meets certain requirements. You may be eligible for a discount if:
- you are a full-time students in high school or
- you are enrolled as full-time students in academic courses in a university or college
- you graduated from a 4 year university and presently have a good student discount applied to your current car insurance policy and the student had a grade average of “B” or its equivalent
Cheap SR22 Car Insurance?
Reader’s Question:
If a person in a household is required to get an SR-22, will this affect the policies of all other drivers in the household in Great Falls Montana?
Richard
Great Falls, MT
If one individual in a household is being required to carry an SR-22 this should not affect the other policies of other motorist within their household in Great Falls.
The car insurance policies of these other drivers will need to reflect that driver (the one that is required to get an SR22) and exclude the driver. If those car insurance policies will not exclude the motorist and are needed to cover the driver then those insurance policies could be affected.
If the motorist does not have an SR22 on any insurance policy, then the household policy will need an SR22 insurance for the driver.
Safe Driver Auto Insurance Tip
I found this video on Youtube……..while WORKING at WORK….hahahahahha…..ok NOT. Since this is a website about safe driver auto insurance I feel it was only fitting to show this pretty interesting and educational video to help you become a safe driver on the roads I AM ALSO DRIVING ON!!! haha
Good Driver Car Insurance Rates For Limited Use Vehicles?
Reader Question: What can I do to easily lower my car insurance rate. I am a good driver and drive very short distances. I hear this phrase “limited use vehicle” mentioned…..do I qualify for that?
Frank
So you are a good driver huh? One way to lower your car insurance rate would be to lower your annual mileage you put on your vehicle. This is commonly refered to as a “limited use vehicle” meaning you only drive this vehicle short distances on a limited time basis. Maybe you only go to and from your work…which happens to only be 5 miles away from your home.
Lowering your annual mileage will lower your premiums drastically. Often, auto insurance providers will base their rate quote on the driver driving 12,000 miles a year.
if you really are a safe driver like you say you are, I would work out how many mile’s you will actually drive each month contact your insurance company about a “good driver” insurance discount and the fact that you fit into the limited use vehicle category. If they really want your business they will fight for it.
Clair
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