Car Insurance Discounts For Seniors
Reader’s Question:
Just a quick question: I have a 90 year old parents, should they still be driving?
Henry
Los Angeles, CA
It depends upon their abilities actually. While the eyesight, reflexes, hearing, and other faculties of some seniors are more than adequate for operating a vehicle, the driving abilities of other individuals may deteriorate badly with advanced age. These factors cause auto insurance rate premiums to rise for motorists entering their 60s, and to increase thereafter. This increase is usually moderated by other factors, which may include discounts for fewer miles driven per year. Another way for your parents to improve their skills–and probably reduce the cost of their auto insurance–is by taking a driver improvement course.
Good Driver Car Insurance For Married Couples?
Reader Question: Is it true that married couples will get a lower rate on their car insurance than non married people?
Yes, usually that statement is true. It is a good idea to put your spouse as a named safe driver on your car insurance policy. Many auto insurance providers offer discounts when a spouse is added as a named good driver as opposed to unmarried couples, as they tend to see marriage as a sign of stability.
In some cases you could be eligible for a big discount. Often the expected savings is around 15-25% on your annual insurance premiums by doing this. Hope that helps……now get married!
Justin
Loading ...