Very Cheap No Fault Florida Car Insurance Rate Quotes

Florida has had a history of murky car insurance provisions for a while. In the eighties, lack of oversight and enforcement lead to about one out of every tree cars driving in Florida being without car insurance, and in some highly populated areas, such as Miami, the numbers were as great as two out of three. This all changed when the no fault Florida car insurance laws were introduced, required every Florida resident with a vehicle registered in the state to carry personal injury protection coverage, as well as allowing cops to ask for insurance when drivers were stopped and required that car insurance companies tell the DMV when a car insurance policy is dropped, cancelled, or not renewed.

But on the first of October this year, that all might change. The no fault insurance law is sun-setting this year, and the legislature is showing no signs in being interested in renewing it. This is despite the fact that the sunset of this law will mean that checking car insurance for traffic stops and notification for dropped policies will no longer be required, making it particularly difficult for the DMV to locate people who do not have insurance and punish them.

The punishment component will still exist, with a possible $600 fine and two months in jail for anybody caught without insurance. However, the only ways to be caught without insurance are to either get into a car accident or get our car registered.

Many people think that this will lead to another rise in uninsured drivers. People, they say, can just get insured one day, go get registered, and then cancel their car insurance policy to get a refund the next. As for car accidents, the heavy penalties for lack of insurance are likely to create a higher incidence of hit and runs from uninsured motorist scared of the consequences.

Cheers,

Fashun Guadarrama.