I heard from a friend that she is going to file for a protest regarding her auto insurance. If I am not mistaken it’s about her auto insurance premium. I am curious, can anyone just file for a protest? Or there are reasons that are needed to be justified first? What is auto insurance protest by the way? I am from Southwest Colorado if that would help in any way.

Carrie

Southwest Arapahoe, CO

Let me first define what a car insurance protest is. According to the Colorado Department of Regulatory Agencies (DORA), if there is a modification made on a person’s auto insurance policy, that person or policyholder could make a formal objection and that is known as protest.

However, such protest is only applicable to personal automobile policies only. So that answers your first question. In addition, there are certain reasons why policyholders usually make a protest. And these are the following reasons:

• Change on the auto insurance premium, usually an increase;
• Auto insurance company’s decision not to renew a policyholder’s coverage;
• Policy’s cancellation; and
• Reduction on the auto insurance coverage.

For more information about auto insurance protest, you can contact the Colorado Department of Regulatory Agencies (DORA).

Auto Insurance is is a procedure of getting your car insured. The most important purpose of this is to cover damages due to accidents or mishaps. You need to look into different insurance company quotes and prices that is suitable for you and your vehicle. You will be able to collect money if the driver that damaged your car was uninsured. This is why car insurance should never be taken for granted because it provides the financial means to survive a liability claim. That is the reason why its mandatory by law.

Car insurance is considered necessary because there is a lot of reckless and irresponsible driving going on the roads that leads to accidents. Auto insurance determines a lot of factors like the age of the vehicle holder, how old is the vehicle, if the vehicle has been damaged before, location of the vehicle, etc.

Car insurance is basically a protection for you. It is an incredible thing that we all require and should command with careful considerations. It provides a safety umbrella for your financial security.

Goodluck!

-MariCAR