Should the Proof Of Auto Insurance Be Under my Name?
Reader’s Question:
When you show proof of insurance in the court, does it have to be under my name, or can someone else be the insurance policy holder?
Ben
Burlington, VT
State laws differ as to what certain court jurisdictions requirements on what you can bring to court to show proof of insurance if you were charged for operating a vehicle without insurance. If you were driving a vehicle which you would have been covered by the owner’s car insurance policy then many times as long as you bring in proof from their insurance provider stating that the car had coverage on it by the owner at the time of your citation and this coverage would have extended to you, then this proof of insurance is acceptable by the court.
There are many states though that require you as a motorist to be insured, and just not drive a vehicle around that is insured by others without you being a policyholder or listed motorist. Since laws differ from state to state, if you were cited for operating a vehicle without insurance you will need to call the court listed on your ticket to find out what proof of insurance they will accept according to state laws.
You may also contact the clerk of the court at the courthouse listed on your ticket for driving without insurance and you should find out what exact proof of insurance documentation you will need to show the court to be able to get your citation dismissed.
Should the Proof Of Auto Insurance Be Under my Name?
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