Reader question:

Can I get the cheapest car insurance premium by making my car safer?

Alex

Yes, you definitely can.

While you may not get the cheapest car insurance premium just by adding safety features to your car, you will still get some pretty good discounts. Making your car as safe as possible decreases your risk factor. You should look into your state discount car insurance laws, because several, actually most, states require that car insurance companies give discounts for things such as air bags and seat belts. Most companies give these discounts anyway, though, and also for other safety features such as electronic stability control.

Cheers,

Fashun Guadarrama.