Reader question:

What do I do if me and my car insurance company to not agree on the settlement of a car insurance claim?

Craig

Good question.

It depends on how the disagreement is going. If you have provided your car insurance company with everything that they’ve needed and documented everything along the way, givin proof, and so on, and are sure you are in the right, and yet they are offering you prices far too low, then it might be a good time to file a complaint with your state insurance department. In order to do this, all you have to do is go online to the state insurance website to fill out the complaint form and provide them with all of the reasons for your complaint and the documentation.

However, if it still hasn’t gone that far yet, you might want to consider getting an attorney who specializes in settling car insurance claim disputes. An attorney is practiced in the art of dealing with claims adjusters and will often know much better than you what to do in order to get the price that you need, and will also know when it is time to turn to more serious measures.

Cheers,

Fashun Guadarrama.