Good Driver Discounts On Auto Insurance
What should you do if you are a good driver and deserve a discount on your current auto insurance coverage? I found this youtube video helpful to me and I wanted to share it with you guys. You know, sometimes its the super simple things in life that have the greatest impact. I think this guy hits the nail right on the head as to why to raise your deductible. I changed my policy that is for sure. Also got a free rate quote from this site and changed carriers to get another $200 discount. Try it.
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Safe Driver Insurance Plan for Avoiding Speeding Tickets
Reader question:
I got pulled over for speeding the other night, but lucky for me, I got off the hook. I’m scared now, though, because if it happens again then I’m sure to get a ticket and I don’t want to see my rates go up. How do I avoid this?
Jose
Don’t speed!
It seems like it should be as simple as that, but there’s some kind of human urge to be going at a certain pace. It isn’t even consistent. Sometimes, I feel like I’m going too fast at thirty five. Other times like I’m just inching along at forty five. It really depends, and it’s something that you have to learn to control. I suggest that you come up with a safe driver insurance plan to help you avoid bad situations where you might end up speeding. And never allow yourself an excuse to speed.
One of the best ways to avoid speeding doesn’t even necessarily involve you going at or below the speed limit. It’s called being aware of your surroundings. If there are several cars around you going sixty, then you can reasonably go fifty and not risk at all getting pulled over. Keeping an eye on how traffic is behaving is one of the best skills for both avoiding speeding tickets and keeping yourself from getting into a car wreck. Knowing what the other cars might do allows you to compensate for them.
Most of the time, the thing that will get a police officer’s attention is you being obnoxious driving. One time, I got a ticket for having expired registration because I happened to pull up at a stop light behind a cop car and then try and pull away in a very awkward and suspicious manner. If I had just sat there until the light turned green and then casually changed lanes, he probably never would have even looked. Keep this principle in mind when you feel the need to go over the speed limit. Only do what the others around you are doing, because you cant be caught out if they’re all speeding.
Cheers,
Fashun Guadarrama.
Do I Get a Car Insurance Discount if I Get Married?
Reader’s Question:
Will I save money on my auto insurance if I get married?
Hanna
Boston, MA
Yes, it may be possible to save money on your auto insurance premiums in if you get married. If both of you are good drivers meaning you both have good driving records, it could help lower your rates. Insurance providers generally find married couples safer than single individuals.
The Division of Insurance in Massachusetts for instance, lists a 5% discount can be applied to the premium paid for compulsory coverage and, if selected, optional coverages if a married couple own two or more motor vehicles insured by the same insurer. Usually, this is known as a multi-car discount.
Where to Get Cheap Good Driver Insurance Rates?
Reader’s Question:
Hey there everyone, I just wanted to get some feedback from people who have gotten great rates on auto insurance and who have a good driving record like I do. Any recos?
Dan
Hey Dan,
I have gotten a rate of $588 annually for liability only auto insurance on my car. I am 50 and have a clean record. I got my policy with help from this site and The General. Amica also has great rates so I am told.
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